1 Loans accrue interest. Loans and withdrawals may be subject to additional charges and fees.
2 Lifetime benefits are subject to policy having sufficient cash value; use of cash value may reduce death benefit.
3 Accelerated death benefits will reduce the death benefit and may affect the available loan amount and other policy values.
4 Continued Coverage Benefits in IL. Withdrawals, loans and late payments may require that additional premium be paid to keep the No-Lapse Guarantee active.
5 Covered Person Term Rider in NJ. Subject to insurability.
Life insurance policy guarantees are subject to the timely payment of premiums. As long as the no-lapse guarantee is in effect, the policy is guaranteed not to lapse. By paying only the minimum no-lapse guarantee premium, you may be forgoing the opportunity to build a higher account value. At the end of the no-lapse guarantee period provided by either the policy or the rider, you may need to make significant additional premium payments. Withdrawals and loan indebtedness will cause an increase in the premium requirement under the base no-lapse guarantee and will reduce the death benefit and cash surrender value. Non-payment of the requirement premium and changes to the specified amount or death benefit option may also damage the no-lapse guarantee feature.
Payment of the benefits of Columbus Life Insurance Company products is backed by the full financial strength of Columbus Life Insurance Company, Cincinnati, Ohio. Policy, rider features and benefits may vary and may not be available in all states.
Guarantees are based on the claims-paying ability of Columbus Life Insurance Company.
Life insurance products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee and may lose value.
This site is intended to provide a general overview of our products. Please review each product's Producer Guide, Client Guide, and Product Specification Sheet for full product details.
Columbus Life Insurance Company is licensed in the District of Columbia and all states except New York.
Policy series CL 90 0806, and riders CLR-137 0101, CLR-137 1208, CLR-137 1308, CLR-143 0101, CLR-143 1208, CLR-143 1308, CLR-153 0203, CLR-177 0707, CLR-179 0707, CLR-179 0910 WA, CLR-179 1208, CLR-179 1308, CLR-182 0806 and CLR-202 1409.