1 Loans accrue interest. Loans and withdrawals may be subject to additional charges and fees.
2 In NH, minimum issue age is 20 and juvenile underwriting class not available.
3 Accelerated death benefits will reduce the death benefit and may affect the available loan amount and other policy values.
4 Continued Coverage Benefits in IL. Withdrawals, loans and late payments may require that additional premium be paid to keep the No-Lapse Guarantee active.
5 Disability Benefit Rider in GA, MD and OK.
6 By paying only the minimum No-Lapse Guarantee premium, you may be forgoing the opportunity to build a higher Account Value. At the end of the No-Lapse Guarantee period provided by either the policy or the rider, you may need to make significant additional premium payments. Withdrawals and loan indebtedness will cause an increase in the premium requirement under the Base, Extended and Enhanced No-Lapse Guarantees. Non-payment of the required minimum premium and changes to the specified amount or Death Benefit option may also damage the No-Lapse Guarantee feature. If the rider lapses, it may not be reinstated. All No-Lapse Guarantees take into account the time value of money (at 5.50% annual interest rate) with respect to premium payments and withdrawals.
7 Guaranteed Insurability Rider in MD and TX.
8 Covered Person Term Rider in NJ. Subject to insurability.
Payment of the benefits of Columbus Life Insurance Company products is backed by the full financial strength of Columbus Life Insurance Company, Cincinnati, Ohio. Product and feature availability varies by state.
Guarantees are based on the claims-paying ability of Columbus Life Insurance Company.
Life insurance products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee and may lose value.
This site is intended to provide a general overview of our products. Please review each product's Producer Guide, Client Guide, and Product Specification Sheet for full product details.
Columbus Life Insurance Company is licensed in the District of Columbia and all states except New York.
Policy series CL 85 0707, and riders CLR-135 0101, CLR-136 0101, CLR-137 0101, CLR-137 1208, CLR-138 0101, CLR-143 0101, CLR-143 1208, CLR-160 0308, CLR-173 0707, CLR-174 0707, CLR-175 0707, CLR-176 0707, CLR-177 0707, CLR-178 0707, CLR-179 0707, CLR-179 0910 WA, CLR-179 1208, CLR-196 1107, CLR-197 1107, CLR-198 1107, CLR-199 1107 and CLR-202 1409.